Medicare parts, explained in plain English
A plain-language guide to Medicare Parts A, B, C, D, and Medigap so you can compare coverage with confidence and pick what fits.
6 terms that explain most of Medicare
Plain-language answers to the Medicare terms you keep hearing.
Which Medicare path fits your budget?
Compare Medicare Advantage, Medigap, and Part D side by side. See the real tradeoffs before you pick.
Medicare Advantage
$0+
/monthAll-in-one Part A and B coverage, often with drug and extra benefits built in.
$0 or low monthly premium
Predictable copays
Part D drug coverage
Dental, vision, hearing
Network-based care
Medigap
$100+
/monthFills the gaps in Original Medicare. More freedom, more predictable out-of-pocket costs.
Works with any doctor
No network limits
Covers coinsurance
No referrals needed
Separate Part D plan
Part D
$10+
/monthStandalone prescription drug coverage that pairs with Original Medicare or Medigap.
Covers prescriptions
Monthly premium
Pharmacy network
Tiers by drug type
Yearly open enrollment
Not sure which one fits? Talk it through with a licensed agent.
Get a free plan reviewWhy settle for a plan picked with you?
Forget one-size-fits-all quotes. Our licensed agents review your medications, doctors, and budget to find a 2027 Medicare plan that actually fits. It's a free, no-pressure review.
Medication check
We confirm all your prescriptions are covered at the lowest tier cost.
Doctor match
We verify your preferred doctors and hospitals are in the plan's network.
Cost breakdown
You see an honest year-round view of costs, not just the monthly premium.
Annual renewal
We re-shop your coverage each fall so you're never overpaying for 2027.
Enrollment windows that are easy to plan around
Missing a deadline costs you. We track every Medicare window so you never face a late penalty or a coverage gap.
Initial Enrollment Period
Your seven-month window around your 65th birthday. Sign up on time and late penalties stay away.
Annual Enrollment Period
Opens October 15, 2026. This is the one window each year to switch or join a plan — changes take effect for 2027 coverage.
Medicare Advantage Open Enrollment
January 1 – March 31, 2027. A second chance to change your Medicare Advantage plan each year.
Special Enrollment Periods
Triggered by events like moving or losing coverage. We help you grab these windows when they open.
Medicare terms, in plain English
No jargon, no fine print. Just clear answers to the Medicare questions you actually have.
Part A covers hospital stays, skilled nursing, and some home care. Part B covers doctor visits and outpatient care. Most people get Part A without a premium; Part B has a monthly premium.
Request your free Medicare plan review
Tell us where you are in the process and we'll help you compare Medicare Advantage, supplement, and Part D options side by side.